Non‑residents can often secure 60–70% LTV mortgages with fixed or variable rates and terms up to 20–25 years. Banks assess income, debt ratios, and liquidity, requesting tax returns, payslips, and bank statements. Residents may access higher LTVs and better pricing.

A mortgage broker can streamline bank comparisons and pre‑approval, which strengthens your negotiating position when making offers.

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Carin Astrup - Real Estate Agent

Fluent in Swedish, English, Danish, and Norwegian, Carin Astrup works with an elite international clientele, expertly matching buyers and investors with some of Marbella’s most exclusive properties.

Ready to find your dream home or make a smart investment in Marbella? Contact Carin today for a private consultation and unlock access to the Costa del Sol’s finest properties.